OPTION 1 – Travel Insured Protection – 10 or more must purchase
We highly recommend Travel Coverage, however, in order to purchase ‘group travel protection’, 10 or more people from your group would have to purchase it.
The coverage we offer is provided by Travel Insured International and they offer two types of policies:
- The standard protections which most companies offer. Please see the order form attached for policy details.
- The second (and recommended) is ‘Cancel For Any Reason’ coverage. This CFAR coverage is exactly as it sounds…in the event a person makes all their payments and then at any time up until two days before they travel, they decide they do not want to go or can’t go (for any reason), they would cancel with us in writing and then make a claim with the insurance company for up to 75% of their out-of-pocket trip costs.
- In either of the two options above, the prices reflect a group discount and 10 or more people from your group must purchase the policy.
OPTION 2 – Individual Travel Insurance Protection
In the event you do not have 10 or more people purchase the Group Travel Protection, there are numerous travel insurance companies out there that offer travel insurance for individuals. Although we cannot vouch for or recommend any particular one, a simple Google search will reveal a complete list of companies and policies. One website that some past clients have used to research options is InsureMyTrip.com which will explain several forms of coverage and the options available.
OPTION 3 – Replacement Traveler
If the traveler does not purchase any type of insurance, yet makes all their payments and then must cancel within the 60 days prior to travel, an option that other groups have used is to find a replacement traveler that would purchase the package from the person that needs to cancel. There may be certain name change fees involved (especially when airlines and cruise ships are part of the package).